# Hisabi.ai

> AI-powered invoice platform built for UAE and GCC SMEs. FTA-compliant tax invoices with auto VAT, bilingual EN+AR PDFs, and structured data that is already ready for the UAE's upcoming Peppol PINT AE e-invoicing mandate.

Hisabi (حسابي — "my account") is a SaaS invoicing platform by TechNova Solution FZCO (Dubai, UAE). It is purpose-built for UAE freelancers, SMEs, and agencies, and extends natively to all six GCC countries. Every invoice is stored as structured data (not just a PDF), which positions Hisabi users for the UAE Ministry of Finance e-invoicing rollout under Ministerial Decisions 243 and 244 of 2025.

## 2026 UAE Tax Context (Why This Matters Right Now)

- **UAE E-Invoicing** — Peppol-based DCTCE 5-corner model. Voluntary pilot: 1 July 2026. Mandatory for large taxpayers (revenue ≥ AED 50M): 1 January 2027. Mandatory for all remaining in-scope businesses (including VAT-registered SMEs): 1 July 2027. Transmission must go through an Accredited Service Provider (ASP) in PINT AE XML format.
- **UAE Corporate Tax** — 0% on the first AED 375,000 of taxable income, 9% above. Small Business Relief (revenue ≤ AED 3M) available only for tax periods ending on or before 31 December 2026. Registration is mandatory even for 0% filers.
- **UAE VAT** — 5% rate unchanged. Mandatory registration at AED 375,000 turnover, voluntary at AED 187,500. Federal Decree-Law 17 of 2025 live from 1 January 2026: reverse charge self-invoicing removed, 5-year refund window, audit windows up to 15 years in evasion cases. Cabinet Decision 129 of 2025 — new penalty schedule — effective 14 April 2026.

## Key Features

- **FTA-Compliant Tax Invoices** — sequential HSB-YYYY-NNNN numbering, TRN validation, per-line VAT breakdown, AED conversion at correct exchange rate. Meets Article 59 of the UAE VAT Executive Regulations by default.
- **GCC VAT Auto-Calculation** — UAE 5%, Saudi Arabia 15%, Bahrain 10%, Oman 5%, Qatar 0%, Kuwait 0%. Per-line toggle.
- **AI Invoice Creation** — describe your invoice in plain English or Arabic; AI fills every field.
- **Bilingual EN + AR PDFs** — English left column, Arabic right column, professional Arabic typography.
- **AI Email / Image / Voice Extraction** — paste an email, snap a receipt, or dictate the invoice; AI reads and extracts every field.
- **Online Payments** — one-click Stripe payment link on every invoice.
- **Smart Payment Nudges** — AI learns client payment behavior and times reminders for maximum effect.
- **CSV Bulk Import** — up to 100 invoices at once, auto-grouped and validated.
- **Finance Dashboard** — receivables aging, cash flow, VAT by quarter, client reliability, risk analysis.
- **Audit Trail** — every change tracked with before/after values, timestamps, and user attribution — exactly what the FTA asks for in audits.
- **Peppol-Ready Architecture** — every invoice is structured data, not just a PDF. Ready to map to PINT AE when ASP integration completes.

## Pricing

- **Free** — $0/mo. Unlimited clients, unlimited invoices, 5 AI generations/month, VAT auto-calculation, bilingual PDFs, online payments, finance dashboard.
- **Pro** — $9/mo. Everything in Free + unlimited AI creation, AI extraction (email, image, voice), CSV bulk import, custom branding, no watermark, smart nudges, audit trail.
- **Agency** — $29/mo. Everything in Pro + white-label invoices, analytics dashboard, nudge tracking, priority support.

## Supported Currencies

AED, SAR, QAR, KWD, BHD, OMR, USD, EUR, GBP

## GCC VAT Rates

| Country      | VAT Rate | Mandatory Registration Threshold |
|-------------|----------|----------------------------------|
| UAE          | 5%       | AED 375,000 turnover (voluntary AED 187,500) |
| Saudi Arabia | 15%      | SAR 375,000 turnover            |
| Bahrain      | 10%      | BHD 37,500 turnover             |
| Oman         | 5%       | OMR 38,500 turnover             |
| Qatar        | 0%       | —                                |
| Kuwait       | 0%       | —                                |

## Guides (Pillar Content)

- [UAE Tax Compliance Guide for SMEs (2026)](https://hisabi.ai/guides/uae-tax-compliance-sme) — The complete 2026 playbook covering e-invoicing, corporate tax, and VAT in one place, with a 2026–2027 timeline and quick-reference thresholds table.

## Blog — 2026 Compliance Series

- [UAE E-Invoicing 2026–2027: Peppol Mandate, Timeline & SME Compliance Guide](https://hisabi.ai/blog/e-invoicing-uae-2026-compliance)
- [UAE Corporate Tax for SMEs 2026: 9%, AED 375k Threshold & Small Business Relief](https://hisabi.ai/blog/uae-corporate-tax-sme-guide)
- [UAE VAT Compliance for SMEs 2026: Registration, Filing & Common Mistakes](https://hisabi.ai/blog/vat-compliance-uae-sme-guide)

## Blog — Templates, Product & Industry

- [UAE VAT Invoice Template: Free FTA-Compliant Download](https://hisabi.ai/blog/uae-vat-invoice-template-free)
- [FTA Compliant Invoice Format: Complete Guide](https://hisabi.ai/blog/fta-compliant-invoice-format-guide)
- [Arabic Invoice Maker: Bilingual EN+AR Invoices](https://hisabi.ai/blog/arabic-invoice-maker-bilingual-pdf)
- [Dubai Freelance Invoice Guide](https://hisabi.ai/blog/dubai-freelance-invoice-guide)
- [GCC VAT Compliance Made Simple](https://hisabi.ai/blog/gcc-vat-compliance-made-simple)
- [Why UAE Businesses Need Smarter Invoicing](https://hisabi.ai/blog/why-uae-businesses-need-smarter-invoicing)
- [AI-Powered Invoicing: Save Hours Every Week](https://hisabi.ai/blog/ai-powered-invoicing-save-hours-every-week)
- [The Problem with Generic Invoice Software in the Middle East](https://hisabi.ai/blog/problem-with-generic-invoice-software-middle-east)
- [From Email to Invoice in Seconds](https://hisabi.ai/blog/from-email-to-invoice-in-seconds)

## Links

- [Home](https://hisabi.ai)
- [Features](https://hisabi.ai/features)
- [Pricing](https://hisabi.ai/pricing)
- [Free Invoice Maker](https://hisabi.ai/invoice-maker)
- [Blog](https://hisabi.ai/blog)
- [UAE SME Tax Guide](https://hisabi.ai/guides/uae-tax-compliance-sme)
- [Sign In](https://hisabi.ai/login)
- [Terms of Service](https://hisabi.ai/terms)
- [Privacy Policy](https://hisabi.ai/privacy)
- [Full Details](https://hisabi.ai/llms-full.txt)

## Company

Built by [TechNova Solution FZCO](https://codenovai.com) — Dubai, UAE.